Exactly. There isn't much of a future to worry about, so unless you're putting money into a Roth IRA (saving yourself from being taxed between 8-30% on that money) just spend. Spend, spend, spend. Enjoy.
We do not live in the conservative lifestyle our parents and grandparents did. Their lives were scripted. Graduate, get a job, start a family, save up your money, retire when 65.
This is not a reality today, as seen by the yearly mega-swings in everything from investing to mobility to technology to life spans increasing.
The world is a much smaller place and you aren't confined to the same town you grew up in anymore.
|