Quote:
Originally Posted by DDTempest
To verify there isn't a bunch of shit going down under your name that isn't actually you. IE identity theft.
TRUE FACTS: I had about seven credit cards opened and then paid off in full on my credit report, to this day I have no idea what they were or how they got there ... but I was told they boosted my score so I didn't dispute them.
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They could be stupid cards that you just don't remember. I had a bunch of these, like a "Banana Republic AmEx" that I must have signed up for once to save money on some clothes, paid off, and never used again.