After they determine the charges are fraud, they'll be reversed. Im pretty sure it happened at a local liquor store. I was returning a lottery scratcher or something and not really paying attention. I recalled way after the fact that someone had made a weird comment about and got closer to me to take a look at what I was doing. I probably ha my wallet on the counter or something. Two charges were made at that store so I'm guessing that's where it happened. Getting the new cards and ID is almost as bad as the $400 would have been.
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